Low Document Loans
Are you a business owner looking to buy a property, however don’t have all the documents the big banks require? There are a number of specialist lenders on our panel that may be able to help. Low document, also known as, alternative document loans, are loans that use means other than documents such as your last two years of tax returns to demonstrate that you’re able to afford a loan. Our team of accredited brokers has assisted many business owners with obtaining their dream property. Contact us today!
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“Nathan had great experience, was solution-oriented, professional and considerate. The peace of mind he gave us was priceless, absolutely priceless.”
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“Thank you so much for helping us with our home loan! Our broker's guidance throughout the whole process was really top notch."
Over 60 lenders means more choice, so you can pick the best rate.
Note that not all lenders offer all product types. Our team will present options that best suit your needs.
You’re in good hands with an award-winning team.
By partnering with a multi-award winning aggregator, we ensure our team of brokers meet strict compliance standards from your first consultation all the way through to settlement, so you can rest assured you’re in safe hands.
Top Low Document Loan Questions
What is a low document loan?
Low document loans, also known as, alternative document loans, are loans that consider your unique personal circumstances rather than a templated approach, in order to provide you with lending. They are normally fulfilled by lenders outside the big four.
What are the interest rates for low document loans?
Interest rates for low document loans are often a little higher than regular loans, however are an option taken up by many business owners who don’t have the last 2 years of tax returns to prove the viability of their loan application.
*With our process, in most circumstances your entire application can be signed digitally with software such as Docusign, however there are some forms with specific lenders that will need to be signed by hand.
Before making a decision on whether this type of loan is suitable for you it is important for you to consider the above information and discuss the suitability of this loan type with your Mortgage Professional.
This is general information only and is subject to change at any time. Your complete financial situation will need to be assessed before acceptance of any proposal or product.
